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Principal Product Manager

Location:
London, Greater London, South East, England
Salary:
Hybrid | London | 6-12 Month | Contract
Job Type:
Contract
Date Posted:
about 1 hour ago
Expiry Date:
25/12/2026
Job Ref:
BH-129877
Start Date:
10/11/2026
Contact:
Sergio Osman
Contact Email:
sergio.osman@xcede.com
Specialism:
Product Management, Product
Principal Product Manager, Payments (Contract)
Hybrid, London
Rate: ~£500 per day
IR35: TBC
Duration: 6-12 Months

An established organisation is looking for a Principal Product Manager to lead a defined area of its business payments platform. The role sits within a product function that is maturing its ways of working. You will own strategy and delivery for your area, and you will help raise the standard of product practice across the wider business.
This role suits a hands on product leader with genuine payments depth. You will need the credibility to make confident decisions quickly and to challenge delivery teams constructively.

The role
  • Define the product vision and strategy for your area of the payments platform, and contribute to wider business strategy
  • Own the roadmap and lead complex delivery programmes from direction through to execution
  • Identify and prioritise opportunities, balancing customer value and commercial return against feasibility and effort
  • Build commercially sound propositions with a clear link to business performance
  • Hold product teams to account by testing assumptions, estimates, scope and priorities so that commitments are realistic
  • Give senior stakeholders an evidence based view of delivery health, risk and priorities
  • Lead, coach and mentor product team members, and support hiring
  • Contribute to the evolution of the product operating model alongside the product leadership team
What you will bring
  • Senior product leadership experience gained directly within a payments, money movement or payments infrastructure business, such as embedded finance, payment rails, banking as a service or a money movement platform
  • Practical knowledge of how payments work, including payment flows, settlement and reconciliation, relevant regulation and the commercial drivers of a payments business
  • Ownership of a product roadmap for a defined product area, with strong commercial awareness of how product decisions affect the P&L. Direct P&L ownership is a plus
  • A track record of leading product teams and delivering complex programmes
  • Confidence working with stakeholders up to C suite level
  • The judgement to challenge proposals constructively and to test whether delivery plans are achievable
  • Substantial experience coaching and developing product people
  • The ability to get up to speed and add value quickly in a contract setting

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Sergio Osman

Sergio Osman

Specialisms: Data, Data Science, Digital & Product Analytics, Marketing & Insight Analytics, Data Engineering, Business Intelligence, Credit Risk & Analytics
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